Forward-thinking business clarity
SM2 brings your numbers, tax, cash flow, systems, people and governance into one clear view, helping you make stronger decisions and build a more valuable business.
The questions behind the numbers
Accounting is the starting point. The real value is knowing what the information means, what needs attention and which decision comes next.
The SM2 control-room framework
One connected framework brings your current financial position, immediate priorities and long-term business value into the same conversation.
Get accurate records, reliable reporting and compliant foundations, so the business is operating from facts rather than assumptions.
Turn your current position into forward-looking decisions with cash flow visibility, forecasts and experienced financial perspective.
Align structure, systems, governance and strategy around the business you are becoming, not only the business you are today.
SM2 Accountants gives Gauteng SMEs clarity through accounting, tax planning, cash flow forecasting, payroll and outsourced CFO support.
Accounting and management reporting turn day-to-day transactions into a reliable monthly picture of performance. SM2 maintains the accounting records, reconciles them, and produces management accounts that show revenue, margin, overheads, cash and the trends behind them, so owners can see how the business actually performed and decide what to do next.
NowOutsourced finance operations means SM2 runs the day-to-day finance function for you: processing, reconciliations, supplier and customer administration, payroll, and the cloud accounting systems that hold it together. The business gets a complete, properly supervised finance engine without recruiting, training or replacing internal staff.
NowBusiness tax work covers registration, returns and SARS correspondence for company tax, VAT, PAYE and provisional tax, together with planning that considers the tax consequences of decisions before they are made. SM2 is led by Chartered Accountants and Registered Tax Practitioners, so compliance and advisory sit with the same team that understands the numbers behind them.
NextA fractional CFO provides senior financial leadership on an outsourced or part-time basis, helping a business improve reporting, forecasting, cash-flow management, governance and strategic financial decision-making without employing a full-time CFO. SM2 provides this as an ongoing engagement, typically a set number of days each month, alongside the business's existing finance team.
NextBusiness advisory applies financial evidence to commercial decisions: where the business makes and loses money, how it should be structured, how growth should be funded and what will change the value of the company. SM2 advises owner-managed South African businesses using their own numbers rather than generic frameworks.
BeyondBusiness life-stage selector
Your financial priorities change as the business changes. Select the stage that feels closest to your current position.
For businesses that are starting
Create a clean structure, practical accounting rhythm and clear compliance plan before complexity sets in.
Director · Business Advisory
A solutions-focused Chartered Accountant with more than 20 years of senior financial leadership, board-level and commercial experience across South African and international businesses. David brings an entrepreneurial perspective to financial strategy, governance, mergers and acquisitions, capital raising and the practical decisions that help growing businesses move forward with confidence.Connect on LinkedInCA · ICAEW & SAICA · M&A · Capital raising
The expertise at your table
SM2’s director works closely with clients, supported by a multidisciplinary team of bookkeeping, accounting and operational specialists.
You deal directly with the person doing the thinking. Every engagement is led by the director, so the advice you receive is grounded in a real understanding of your numbers, your market and the decisions in front of you — not passed down a chain of junior reviewers.
Behind that relationship sits a practical delivery team that keeps the day-to-day running: accurate bookkeeping, clean management accounts, payroll, tax submissions and the systems work that keeps everything reliable. The result is director-level perspective at a scale that still knows your name when you call.
Real business outcomes
SM2’s work connects reliable execution with the bigger commercial picture. The result is a finance function that supports the business through everyday control and major decisions.
Gauteng questions, answered
Straight answers for business owners across Gauteng looking for an accountant, tax practitioner or outsourced CFO.
SM2 Accountants works with businesses across Gauteng — Johannesburg, Sandton, Midrand, the East Rand and the West Rand — and with businesses across the rest of South Africa. Meetings happen in person where it helps and online where it is quicker.
Monthly accounting and bookkeeping, management accounts, payroll administration, VAT and PAYE submissions, company tax returns, cash flow forecasting, budgets, outsourced CFO support and governance or risk reviews.
Yes. We manage SARS registrations, VAT, PAYE, provisional and annual income tax, and keep submissions ahead of deadline so tax is planned rather than reacted to.
Yes. Part-time or outsourced CFO support gives a growing Gauteng SME experienced financial leadership for a fraction of a full-time salary, typically a few days a month focused on cash flow, funding and decision support.
Fees depend on transaction volume, payroll size and how much advisory support you want. SM2 works on an agreed monthly fee so there are no surprise invoices, and we quote after a short discovery conversation.
Start with the free SM2 Business Clarity Review. It takes eight to ten minutes, scores six areas of your business and gives you a Now, Next and Beyond plan we can then talk through.
Start with clarity
A clarity conversation is a practical first discussion about where the business is now, what feels unclear and what a useful next step could look like.